Can Car Accident Victims Get Compensated for Property Damage?

After being made the victim of a car crash, you may incur serious bodily injuries that lead to hefty medical bills. But you must not forget the possibility of also incurring property damages, which may cost a lot to repair or replace. Continue reading to learn how to get compensated for your property damage and how an experienced Tampa car accident lawyer at Merricks Law Group, P.A. can help you receive what you are entitled to.

What types of property damage might I incur after a car accident?

The property damage you incur after a car accident may go far beyond the cost of repairing your standard motor vehicle. That is, you may also take on the following costs:

• The cost of the lost value of your standard motor vehicle if it was totaled.
• The cost of the bills from the towing company that removed your standard motor vehicle from the accident scene.
• The cost of the rental car you had to get while you waited for your standard motor vehicle to get fixed or until you find a permanent replacement.
• The cost of the personal items stored within your standard motor vehicle that got damaged at the time of the accident:
  • Your electronic devices (i.e., cell phone, laptop, tablet, etc).
  • Your luggage, briefcase, or handbag and its contents.
  • Your child’s car seat, stroller, or other child gear.
  • Your prescription glasses or medical devices.

How to Claim Property Damage Compensation After a Car Accident

You may rest assured knowing that your auto insurance policy may cover your property damage costs after a car accident. But you may rest even easier knowing that, if you were made the victim of such an accident, you may seek financial compensation from the negligent driver’s auto insurance company. With this, it is important that you prove the accident event was due to no fault of your own to begin with. With this, the amount of compensation you may receive from the negligent driver’s auto insurance company may depend on the extent of your property damages. For this reason, it is in your best interest to supply the insurance company with as much proof of your damages as possible. This may entail the quote you receive from an auto mechanic, the bill you received from the towing company, the bill you received from a rental car company, and more. Similarly, your payout may depend on the amount of property damage liability coverage the negligent driver has bought into. Generally speaking, Florida car insurance requirements hold that drivers must carry at least $10,000 worth of this coverage type. When dealing with a negligent driver’s auto insurance company, what you need is likely strong legal representation from a skilled Tampa auto accident lawyer. Someone at Merricks Law Group, P.A. is looking forward to your phone call.